Credit Manager Friday, 22 July 2016 No Comment




Job Summary



Locations:


Solapur


Experience:


2 – 7 years


Keywords / Skills :


CAM, CPU, ram


Function:


Banking, Insurance & Financial Services


Role:


Other BFSI


Industry:


• Insurance
• Construction & Engineering


Summary:


Job Description Responsibilities: Interpreting financial statements and data for analyzing past financial & business performance. Assessment of viability of potential borrowers. Investigating and understanding key business issues behind the number


Posted On:


22nd Jul 2016


Job Ref code:


1752336



Job Description

Responsibilities:


Interpreting financial statements and data for analyzing past financial & business performance. Assessment of viability of potential borrowers. Investigating and understanding key business issues behind the numbers and providing clear, concise and timely analysis with recommendations and approvals.
Ensure high level of CAM content and quality is maintained in line with latest policy guidelines, update on market, industry etc.
Identifying the risk associated with the exposure taken on customer on a scale of 1-9 through the help of ram rating.
Involved in valuation, legal and technical analysis of securities offered.
Meeting clients and continuous interaction to understand business models, assessing the credit worthiness of clients, ensuring integrity and precision of data submitted.
Very close monitoring of cheque bounce trends and knowing channels and their sourcing pattern.
Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location.
Interact closely with other functions such as Sales/ Operations/ Collections/CPU/Policy/Product etc. in ensuring a smooth day to day functioning at the location.
Tracking deferrals/covenants (post disbursal documents) on a continuous basis and taking up matter with business for closure of the same.


Desired Skills and Expertise:


Must have Credit Evaluation and Assessment exposure.
Should have done credit for Commercial Vehicle Loans or Construction Equipment Loans.


Note: Should have Masters qualification from regular college and we are open to look at candidates from Banks, NBFC, AMCs or Insurance organisations if have desired product exposure and other locations too, who are open to relocate.


CAMCPUram

Careerist Management Consultants is the country’s leading recruitment and staffing solutions company/ firm with focus on middle and senior level assignments in industry verticals that include IT, ITES, Telecom, FMCG, Retail, Hospitality, Media, Pharma, Healthcare and Banking & Financial Services, Manufacturing & Infrastructure.
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Careerist Management Consultants is the country’s leading recruitment and staffing solutions company/ firm with focus on middle and senior level assignments in industry verticals that include IT, ITES, Telecom, FMCG, Retail, Hospitality, Media, Pharma, Healthcare and Banking & Financial Services, Manufacturing & Infrastructure.
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